What Does IVF Cost in Georgia? Breaking Down the Prices

The average cost of in vitro fertilization (IVF) in Georgia, including Atlanta, typically ranges from $15,000 to $30,000 per cycle. The final cost depends on factors such as the clinic, the patient’s specific treatment plan, medications, and common additional services like Preimplantation Genetic Testing (PGT), embryo freezing, and Frozen Embryo Transfers (FET). 

In this article, we’ll break down the elements that go into IVF costs in Georgia, available resources to make the process more affordable, and options to lower treatment costs by considering clinics in other areas of the state or nearby regions. 

What Contributes to the Cost of IVF in Georgia? 

A single IVF cycle in Georgia costs a minimum of around $15,000 and often exceeds $30,000, including medications. 

The main reason for this cost variance is the arbitrary pricing differences among clinics for identical services. While factors like clinic location, reputation, size, all play a role in these cost disparities. Clinics in more affluent areas of Atlanta are often more expensive than clinics in smaller municipalities.  

For this reason, it’s crucial to carefully compare clinic prices to understand what’s included and ensure you’re evaluating equivalent services. 

Additionally, the total cost varies based on each patient’s unique needs and preferences. Medication regimens and treatment approaches will differ from one patient to another. 

That said, there are essential IVF services that all patients will need to complete an IVF cycle. Let’s take a closer look at these next. 

Required Services for IVF  

Though an IVF cycle can look and cost very different from one client to the next, there are specific services that everyone will need to receive and pay for. These include:  

• Monitoring Appointments: For tracking the development of eggs before retrieval and the uterine lining prior to transfer and implantation. These appointments help specialists schedule the optimal time for these crucial procedures. 

• Egg Retrieval: The process of collecting mature eggs from the ovaries. 

• Anesthesia: Used during egg retrieval to ensure comfort. 

• Fertilization: Eggs are fertilized in a lab, either via conventional IVF (mixing sperm with eggs in a petri dish) or ICSI (injecting sperm directly into the egg).  

• Embryo Culture and Development: Embryos develop in the lab for 3-7 days before transfer. 

• Embryo Transfer: While many clinics offer fresh transfers as part of their standard IVF packages, frozen transfers often come with additional fees due to the costs of freezing, storing, and preparing the embryo for implantation. The choice between fresh and frozen transfers depends on factors like the patient’s health and treatment strategy. 

Medication Costs 

Clinics typically don’t include the cost of medications in advertised IVF prices.  

This is for two reasons: 1) Medications are usually billed through a pharmacy. 2) From a marketing perspective, medications can be extremely costly. Excluding them allows clinics to present a lower (more competitive) base cost for treatment. 

Don’t be fooled. Medication costs will add an additional $2,000 to $7,000 per cycle to the overall expense. We’ll explain a bit more about medications in the section on add-on costs and services. 

Additional Costs Not Included in Base IVF Price 

Beyond the standard essential services included above, additional services may be necessary for many patients and can add $5,000 to $15,000 per cycle. These add-on services include: 

• IVF Medications: As mentioned above, medications are a bit of a gray area. Though not technically required for IVF, medications are used in over 99% of IVF cycles and account for one of the largest costs associated with IVF treatment. Most clients can expect to pay between $2,000-$7,000 in medication costs per cycle. Larger clinics like CNY negotiate special rates with pharmacies and pass the savings along to their patients in the form of bundled IVF packages.  

• Cryopreservation and Storage: Egg or embryo freezing and first-year storage usually cost an extra $600, with an annual storage fee after that. 

• Frozen Embryo Transfers (FET): An essential step for patients with extra embryos or those whose uterine lining isn’t ready for a fresh transfer. FET costs range from $995 to $4,000. 

• Preimplantation Genetic Testing (PGT): PGT helps screen embryos for genetic conditions and chromosomal abnormalities before transfer. The average cost is around $4,500, which includes fees for both the biopsy and lab testing. PGT often requires freezing embryos, leading to additional FET costs. 

More Affordable IVF for Georgia and Atlanta Residents 

Traveling out of state to lower-cost clinics in neighboring states such as CNY Sarasota, (or other CNY locations throughout the US) can make IVF significantly more affordable.  

For example, CNY Fertility’s IVF package, including medications, costs $5,769. This package includes:  

• Egg retrieval 

• Anesthesia 

• intracytoplasmic sperm injection (ICSI) fertilization 

• Embryo culture and development in a laboratory 

• Assisted hatching (AH) to help embryos implant in the uterus.  

• Fresh embryo transfer 

• Cryopreservation of embryos that have not been transferred.  

• Medications (our most common  

Keep in mind that patients who travel will need to budget for local monitoring ($800-$1,500) and additional travel expenses, including flights or driving and lodging for 2-7 nights.  But the total price including travel is still a fraction of the average cost of IVF in Georgia.  

You can learn more about traveling to one of our nine national locations here.   

As with our IVF packages, common add-on services such as PGT genetic testing, Frozen Embryo Transfers (FET), and medication enhancement protocols at CNY are all remarkably more affordable compared to costs at other Georogia clinics and the national average.   

Use our cost calculator to get a personalized estimate for your specific needs. Then schedule a consultation to begin your family-building journey. 

CNY Fertility Atlanta, Georgia

Residents of Georgia can have a significant portion of their IVF treatment done at CNY Fertility Atlanta 

CNY Fertility Atlanta is a satellite fertility clinic offering consultations, male and female testing, ancillary services Intralipids, ERA, and PRP), and monitoring for all fertility treatments, including ovulation induction, IUIs, IVF, Donor Egg IVF, FETs, Egg Freezing, gestational surrogacy. Surgical procedures include laparoscopy (diagnostic and operative) and hysteroscopy (diagnostic and operative). And holistic services like fertility massage. 

Procedures, including inseminations, egg retrievals, and embryo transfers, take place at one of our full-service fertility clinics.  

Does Insurance Cover IVF in Georgia?  

Georgia does not have a state mandate requiring insurance companies to cover infertility treatments, including in vitro fertilization (IVF). As a result, whether IVF is covered depends entirely on your health insurance plan. 

Here are some key points to consider: 

Employer plans: Some employer-sponsored insurance plans may offer coverage for IVF, but this is not guaranteed. Larger employers or companies with comprehensive benefits are more likely to include some level of infertility treatment coverage. 

Individual or family plans: Individual plans purchased on the marketplace or privately may include limited coverage for fertility-related treatments, but IVF is often excluded. 

Eligibility requirements: If your plan does include coverage, it may require you to meet specific criteria, such as a documented period of infertility (e.g., one year of trying to conceive or six months for women over 35). 

Out-of-pocket costs: Even with coverage, additional costs such as medications, genetic testing, and embryo freezing may require significant out-of-pocket payments. 

Because Georgia lacks a mandate for infertility coverage, you’ll want to carefully review your insurance policy and speak directly with your provider or employer benefits coordinator to understand your coverage options. 

Financing and Grants for IVF 

Many Georgia fertility clinics offer financing options to help manage IVF costs. Additionally, some independent lenders specialize in fertility treatment loans. Personal loans through credit unions are also an option.  

IVF grants can further reduce costs, with some even covering the full price of an IVF cycle. Several grants are available nationwide, including the CNY IVF Grant, which is open to all applicants and awarded monthly. There are also national grants specifically for LGBTQ parents seeking assistance in growing their families.  

Other Factors that Contribute to the Cost of IVF 

The Cost of Multiple IVF Cycles  

Achieving a healthy pregnancy through IVF frequently takes more than one cycle. Data from the Society for Assisted Reproductive Technology (SART) shows that only about 26% of patients are successful on their first attempt. For the majority—approximately 74%—it usually requires two to three cycles to achieve a successful pregnancy and live birth.  

Age Can Affect Cost  

Age is a critical factor influencing success rates, with women over 35 experiencing lower chances of success during their first cycle. This decline in success is attributed to reduced egg quality and quantity as women age.

These additional costs highlight the importance of careful planning and comparison when selecting fertility services. 

IVF Costs in Georgia: The Takeaway 

The average cost of IVF in Georgia, including in Atlanta, typically ranges from $15,000 to $30,000 per cycle, including medications. Since most patients require multiple cycles or additional services, the total cost can increase to anywhere from $30,000 to $60,000. 

To help reduce treatment expenses, Georgia residents may want to consider traveling to more affordable clinics, such as CNY Fertility, which provides high-quality care for less than $10,000 per cycle, including medication and travel.