What Does IVF Cost in Mississippi?

If you’re looking into IVF in Mississippi, cost is likely one of the key factors shaping your decision. Understanding the potential expenses upfront can help you plan with more clarity and confidence. 

This guide will break down the typical costs associated with IVF in Mississippi—from the base price of a single cycle to the additional fees that may arise throughout treatment. We’ll also explore how traveling out of state could provide access to more affordable yet high-quality care. 

What Drives the Cost of IVF in Mississippi 

In Mississippi, the base cost for a single IVF cycle typically starts around $11,000 to $17,000. However, once you factor in medications, lab work, and optional services, total expenses can quickly rise to $20,000–$25,000 or more per cycle. 

So why is there such a wide price range? One major reason is that pricing can vary significantly from one clinic to another—even for the exact same procedures. 

Some clinics advertise a lower base rate but then charge separately for essentials like ultrasounds, anesthesia, or embryo storage. That’s why it’s crucial to request an itemized estimate so you know exactly what’s included. 

Your unique treatment plan also plays a big role in the final cost. Add-ons such as frozen embryo transfers (FET), preimplantation genetic testing (PGT), or storing embryos long term can each add several thousand dollars to your total bill. 

What’s Usually Included in an IVF Cycle in Mississippi 

If you’re thinking about IVF in Mississippi, it’s important to understand what each cycle typically involves—both in terms of procedures and cost. While exact pricing and protocols can vary by clinic, most IVF cycles follow a similar series of key steps: 

• Monitoring Appointments – During the ovarian stimulation phase, you’ll have several ultrasounds and blood tests to track how your body is responding to medications. These appointments allow your provider to adjust your treatment and determine the best timing for egg retrieval and embryo transfer. 

• Egg Retrieval – When your follicles are ready, a minimally invasive outpatient procedure is performed under light anesthesia to collect mature eggs from your ovaries. 

• Fertilization – The retrieved eggs are fertilized in the lab, either through conventional IVF or ICSI (intracytoplasmic sperm injection), which is often used in cases of male factor infertility. 

• Embryo Development – Over the following days, lab specialists monitor embryo growth to assess their quality and identify which ones are best for transfer or freezing. 

• Embryo Transfer (Fresh or Frozen) – Depending on your situation, you might transfer a fresh embryo a few days after retrieval or freeze the embryos for a later cycle. Frozen transfers are often used if genetic testing is planned or if there’s a medical reason to delay the transfer. 

• Medications – Fertility drugs are a critical part of the process, helping to stimulate the ovaries and support implantation. In Mississippi, medication costs usually range from $2,000 to $7,000 per cycle, depending on the specific protocol and how your body responds. 

Additional IVF Costs to Be Aware of in Mississippi 

While the base cost of IVF in Mississippi usually covers the essential steps of treatment, many patients find that additional services—whether medically necessary or elective—can add significantly to their total cost.  

These optional or situational add-ons can increase expenses by $5,000 to $15,000 or more, depending on your clinic and specific needs. 

• IVF Medications – Although central to the process, fertility medications are often billed separately from the procedure itself. These drugs help stimulate egg production and prepare the uterus for embryo implantation. In Mississippi, medication costs generally range from $2,000 to $7,000 per cycle, depending on your dosage and protocol. 

• Embryo or Egg Freezing & Storage – Many patients choose to freeze embryos or eggs for future use. The initial freezing process and first year of storage typically cost $600 to $1,000, with annual storage fees added thereafter. 

• Frozen Embryo Transfer (FET) – If you plan or need to delay your embryo transfer, or have extra embryos to use later, you will have a frozen embryo transfer. In Mississippi, FET cycles usually cost around $4,000, depending on the clinic and your treatment plan. 

• Preimplantation Genetic Testing (PGT) – PGT is used to screen embryos for genetic or chromosomal conditions before transfer. It’s often recommended for older patients, those with a history of miscarriage, or known genetic risks. The cost—including biopsy and lab analysis—typically averages around $4,500, and since PGT requires freezing the embryos, a separate FET cycle is also necessary. 

• Donor Eggs – If using donor eggs, pricing can vary dramatically. Some lower-cost programs, like CNY Fertility, offer donor egg IVF packages starting at $14,000. At other clinics, the total may run $25,000 to $40,000 or more, which may include donor compensation, medications, and legal fees—but might not cover additional services like PGT or extra transfers. 

• Implantation & Immune Support Treatments – For patients with implantation failure or recurrent miscarriage, some clinics offer immune-based protocols to support embryo implantation. These may include intralipid infusions, low-dose naltrexone, or IVIG therapy. These treatments can add $500 to $5,000 to your total costs. 

Age & Number of IVF Cycles 

Your age and the number of cycles needed also influence your overall financial investment. National data show that about 1 in 4 patients conceive on their first IVF cycle, with success rates as high as 50% per cycle for women under 35.  

For those over 40, egg quality typically declines, often requiring multiple cycles or additional interventions like PGT or donor eggs to achieve a successful pregnancy. 

Affordable IVF Packages at CNY Fertility for Mississippi Patients 

For individuals and couples in Mississippi looking to reduce the financial burden of fertility treatment, traveling to a CNY Fertility clinic—while completing monitoring locally—can be a cost-effective alternative to many in-state options. 

CNY Fertility offers comprehensive IVF packages starting at $5,769, which include standard fertility medications, making high-quality care more accessible at a significantly lower price point. 

What’s Included in CNY’s IVF Package 

• Egg Retrieval with Anesthesia – A minimally invasive outpatient procedure to collect mature eggs following ovarian stimulation. 

• ICSI Fertilization – A lab technique in which a single sperm is injected directly into each egg, often recommended in cases of male factor infertility. 

• Embryo Culture & Development – Embryos are monitored in a highly controlled lab environment to ensure healthy development. 

• Assisted Hatching (AH) – A process used to gently thin the outer shell of the embryo, improving the chances of implantation. 

• Fresh Embryo Transfer – Viable embryos are transferred into the uterus within a few days of fertilization. 

• Cryopreservation – Extra embryos are frozen and stored for future use. 

• Standard Medication Protocol – Includes essential medications to stimulate the ovaries and support the IVF cycle. 

Unlike many clinics that charge separately for services like ICSI, anesthesia, or embryo freezing, CNY includes these in a clear, bundled package price. 

Additional Costs for Mississippi Patients 

Local Monitoring – Most patients complete their ultrasound scans and bloodwork at a nearby OB/GYN or clinic. This usually costs around $995, though some insurance plans may cover part of it. 

Remote Cycle Coordination Fee – For those doing local monitoring, CNY charges a $150 fee to oversee and manage your treatment remotely. 

Traveling from Mississippi to CNY Fertility 

Even with the added expenses of travel—such as accommodations, transportation, and meals—many Mississippi patients are able to complete a full IVF cycle for under $10,000. This often represents substantial savings compared to the average cost of treatment at local clinics. 

Want to Learn More? 

Use CNY Fertility’s cost calculator to estimate your total expenses and schedule a consultation to explore whether this path fits your needs. For many Mississippi families, it’s a more affordable and realistic option for starting or growing a family. 

Does Insurance Cover IVF in Mississippi? 

Mississippi does not have any state laws requiring insurance companies to cover infertility treatments such as IVF. As a result, most individuals and couples pay for the majority of their care out of pocket—unless their specific insurance plan happens to include fertility coverage. 

Some employer-sponsored health plans may offer limited coverage for fertility-related services, such as diagnostic testing, initial evaluations, or certain medications. However, full IVF treatment is typically excluded from standard policies. 

Because insurance coverage can vary widely between employers and plans, it’s best to contact your insurance provider directly—or speak with your HR representative—to get clear details about what is and isn’t included in your plan. 

IVF Costs in Mississippi: What to Expect 

In Mississippi, the average cost of a single IVF cycle—when you include standard fertility medications—typically ranges from $15,000 to $25,000. Your actual expenses will depend on the clinic, your specific medical needs, and any additional services you choose, such as embryo freezing, frozen embryo transfers (FET), or genetic testing. 

For those seeking a more affordable option, CNY Fertility offers comprehensive IVF packages starting at $5,769, which include essential medications—making it a cost-effective alternative for many Mississippi families.